Buying a home is a ‘purchase of a lifetime.' It’s a major financial step that requires a lot of planning and preparation. If 2021 is the year you’ll put an end to your rental days and find your dream home, here are things you can realistically start doing now to finally become a homeowner within next year. 1. Check your credit score and take...
2020
For many first time buyers, saving for a down payment is one of the most challenging steps in fulfilling their dream of purchasing a home. Oftentimes, they know they can afford their potential monthly mortgages (which could be less or equal their current rents), but the upfront costs of buying, such as down payment and closing costs, may be too much for them to pay....
Should you sell your home during the holidays? It may not be the ideal time, but with the delay in the spring market due to COVID-19 that caused pent-up buyer demand, many people's search for their dream home continues even during this busy time of the year. Here are three huge reasons not to wait until the next year and consider listing your home during the holiday...
A multigenerational household is typically made up of aging parents, their adult children, and their teenage or young grandchildren. This setup has seen a steady rise in recent years, with over 64 million Americans living and sharing a multigenerational household, according to a 2018 Pew Research Center analysis of census data. It's a large-scale change that continues to alter the way people buy and...
We may have been cooking more at home ever since the COVID-19 pandemic hit, but the days leading to the Thanksgiving holiday are when most of us will spend the entire day in the kitchen preparing and cooking everything—from the glorious turkey, to potatoes, pumpkin pies, and any other side dishes and desserts that's part of our traditional feast. While...
Whether you're getting your first home loan or are re-entering the housing market after a long time, choosing a mortgage product is definitely a tricky affair. There are many factors to consider aside from your financial situation, such as the current interest rates, how long you plan to live in the house, and so on. One valuable thing you need to know are...
Refinancing your mortgage can help ease your financial burden and give you some breathing room. And with the current rates staying at an all-time low, it might be worthwhile to look into refinancing options so you can save money on your monthly payments. However, one of the biggest hurdles to refinancing is credit score. Many lenders require borrowers to have a minimum credit score of 620 and have...
The pandemic has changed the world in so many ways. It affects the things we do, the way we interact with each other, and even the home buying decisions we make.If you want to help your home sell quickly, make sure you're paying attention to the things that are important to buyers these days. When it comes to home buying, people are looking for properties...
Selling a home is no different from buying your first. It can be complicated, time-consuming, and emotionally challenging. There's no way you can just let go of your precious abode and easily trade your house keys for a sweet pile of money. This is why it’s easier enough to make lots of mistakes throughout this journey. Here are some of the most common home-selling mistakes, and some of the...
The home buying process can be tricky and complex, and the last thing you'd want is to go at it alone. Your journey towards landing on your dream home can only be smooth sailing if you have an experienced and talented team of professionals to guide you in every step of the process. Even if you’re already a seasoned home buyer, working with these people will be well worth...